Call reports 2006
NORTHWAY BANK — 2006
What NORTHWAY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 611,208,000 | 634,538,000 | 623,783,000 | 645,279,000 |
| Total loans | 460,784,000 | 468,036,000 | 461,366,000 | 462,493,000 |
| Allowance for loan losses | 5,211,000 | 5,293,000 | 5,486,000 | 5,581,000 |
| Securities available for sale | 110,437,000 | 118,268,000 | 120,270,000 | 127,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,213,000 | 473,927,000 | 474,080,000 | 484,720,000 |
| Interest-bearing deposits | 382,027,000 | 404,032,000 | 398,967,000 | 412,623,000 |
| Noninterest-bearing deposits | 71,186,000 | 69,895,000 | 75,113,000 | 72,097,000 |
| Equity capital | 62,563,000 | 61,960,000 | 63,885,000 | 64,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,543,000 | 17,480,000 | 26,659,000 | 35,967,000 |
| Interest expense | 2,519,000 | 5,403,000 | 8,606,000 | 12,143,000 |
| Net interest income | 6,024,000 | 12,077,000 | 18,053,000 | 23,824,000 |
| Noninterest income | 1,281,000 | 2,569,000 | 3,860,000 | 5,149,000 |
| Noninterest expense | 5,699,000 | 11,597,000 | 17,485,000 | 23,703,000 |
| Provision for loan losses | 105,000 | 225,000 | 345,000 | 465,000 |
| Pretax income | 1,711,000 | 3,073,000 | 4,437,000 | 5,199,000 |
| Income tax | 455,000 | 760,000 | 1,084,000 | 1,184,000 |
| Net income | 1,256,000 | 2,313,000 | 3,353,000 | 4,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,948,000 | 50,996,000 | 51,516,000 | 51,653,000 |
| Total capital | 57,082,000 | 56,206,000 | 56,597,000 | 56,796,000 |
| Risk-weighted assets | 410,570,000 | 416,685,000 | 405,993,000 | 411,067,000 |