Call reports 2002
NORTHWAY BANK — 2002
What NORTHWAY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 339,797,000 | 355,780,000 | 370,075,000 | 377,447,000 |
| Total loans | 272,126,000 | 277,860,000 | 274,999,000 | 282,852,000 |
| Allowance for loan losses | 3,169,000 | 3,302,000 | 3,361,000 | 3,378,000 |
| Securities available for sale | 39,462,000 | 41,063,000 | 38,170,000 | 55,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,155,000 | 296,072,000 | 305,923,000 | 310,060,000 |
| Interest-bearing deposits | 242,086,000 | 256,165,000 | 260,657,000 | 266,643,000 |
| Noninterest-bearing deposits | 36,069,000 | 39,907,000 | 45,266,000 | 43,417,000 |
| Equity capital | 28,195,000 | 28,818,000 | 31,150,000 | 32,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,301,000 | 10,632,000 | 15,959,000 | 21,119,000 |
| Interest expense | 1,693,000 | 3,241,000 | 4,820,000 | 6,294,000 |
| Net interest income | 3,608,000 | 7,391,000 | 11,139,000 | 14,825,000 |
| Noninterest income | 528,000 | 1,045,000 | 1,630,000 | 2,260,000 |
| Noninterest expense | 2,939,000 | 6,069,000 | 9,337,000 | 12,500,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,248,000 | 2,296,000 | 2,310,000 | 3,098,000 |
| Income tax | 439,000 | 804,000 | 815,000 | 1,184,000 |
| Net income | 809,000 | 1,492,000 | 1,495,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,108,000 | 21,500,000 | 24,054,000 | 24,743,000 |
| Total capital | 24,277,000 | 24,802,000 | 27,415,000 | 28,121,000 |
| Risk-weighted assets | 262,689,000 | 271,860,000 | 272,065,000 | 273,083,000 |