Call reports 2001
NORTHWAY BANK — 2001
What NORTHWAY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 319,111,000 | 320,073,000 | 330,365,000 | 349,371,000 |
| Total loans | 253,137,000 | 261,907,000 | 262,748,000 | 271,117,000 |
| Allowance for loan losses | 3,032,000 | 3,074,000 | 3,103,000 | 3,133,000 |
| Securities available for sale | 34,092,000 | 29,231,000 | 31,105,000 | 39,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,795,000 | 260,493,000 | 269,728,000 | 291,385,000 |
| Interest-bearing deposits | 224,205,000 | 226,004,000 | 231,315,000 | 249,690,000 |
| Noninterest-bearing deposits | 30,590,000 | 34,489,000 | 38,413,000 | 41,695,000 |
| Equity capital | 26,649,000 | 26,623,000 | 27,191,000 | 27,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,165,000 | 12,046,000 | 17,847,000 | 23,492,000 |
| Interest expense | 2,769,000 | 5,299,000 | 7,576,000 | 9,623,000 |
| Net interest income | 3,396,000 | 6,747,000 | 10,271,000 | 13,869,000 |
| Noninterest income | 383,000 | 907,000 | 1,514,000 | 2,035,000 |
| Noninterest expense | 2,688,000 | 5,519,000 | 8,252,000 | 11,353,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 973,000 | 1,930,000 | 3,172,000 | 4,040,000 |
| Income tax | 301,000 | 603,000 | 990,000 | 1,279,000 |
| Net income | 672,000 | 1,327,000 | 2,182,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,226,000 | 22,440,000 | 23,060,000 | 20,250,000 |
| Total capital | 25,229,000 | 25,495,000 | 26,160,000 | 23,383,000 |
| Risk-weighted assets | 240,207,000 | 244,357,000 | 247,962,000 | 260,209,000 |