Call report 2004Q4
SECOND NATIONAL BANK — 2004Q4
The 22 measures SECOND NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 444,531,000 | USD | evidence → |
| Total loans | 196,577,000 | USD | evidence → |
| Allowance for loan losses | 4,361,000 | USD | evidence → |
| Securities available for sale | 177,193,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,271,000 | USD | evidence → |
| Interest-bearing deposits | 221,091,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,180,000 | USD | evidence → |
| Equity capital | 22,613,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,151,000 | USD | evidence → |
| Interest expense | 5,675,000 | USD | evidence → |
| Net interest income | 15,476,000 | USD | evidence → |
| Noninterest income | 2,146,000 | USD | evidence → |
| Noninterest expense | 7,616,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | 9,955,000 | USD | evidence → |
| Income tax | 3,096,000 | USD | evidence → |
| Net income | 6,859,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,321,000 | USD | evidence → |
| Total capital | 29,353,000 | USD | evidence → |
| Risk-weighted assets | 241,256,000 | USD | evidence → |