Call report 2003Q4
SECOND NATIONAL BANK — 2003Q4
The 22 measures SECOND NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 399,766,000 | USD | evidence → |
| Total loans | 182,980,000 | USD | evidence → |
| Allowance for loan losses | 4,246,000 | USD | evidence → |
| Securities available for sale | 185,227,000 | USD | evidence → |
| Securities held to maturity | 3,260,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,267,000 | USD | evidence → |
| Interest-bearing deposits | 242,246,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,021,000 | USD | evidence → |
| Equity capital | 22,233,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,257,000 | USD | evidence → |
| Interest expense | 6,295,000 | USD | evidence → |
| Net interest income | 13,962,000 | USD | evidence → |
| Noninterest income | 2,938,000 | USD | evidence → |
| Noninterest expense | 7,288,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 8,855,000 | USD | evidence → |
| Income tax | 2,654,000 | USD | evidence → |
| Net income | 6,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,054,000 | USD | evidence → |
| Total capital | 27,892,000 | USD | evidence → |
| Risk-weighted assets | 225,629,000 | USD | evidence → |