Call reports 2001
SECOND NATIONAL BANK — 2001
What SECOND NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 302,933,000 | 305,131,000 | 318,171,000 | 334,114,000 |
| Total loans | 212,535,000 | 209,205,000 | 207,681,000 | 191,958,000 |
| Allowance for loan losses | 4,698,000 | 5,842,000 | 5,981,000 | 4,100,000 |
| Securities available for sale | 72,744,000 | 79,756,000 | 91,502,000 | 121,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,932,000 | 238,117,000 | 244,865,000 | 249,733,000 |
| Interest-bearing deposits | 209,976,000 | 212,305,000 | 218,031,000 | 216,264,000 |
| Noninterest-bearing deposits | 27,956,000 | 25,812,000 | 26,834,000 | 33,469,000 |
| Equity capital | 19,614,000 | 20,858,000 | 22,809,000 | 18,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,701,000 | 11,312,000 | 16,974,000 | 22,827,000 |
| Interest expense | 2,894,000 | 5,652,000 | 8,332,000 | 10,799,000 |
| Net interest income | 2,807,000 | 5,660,000 | 8,642,000 | 12,028,000 |
| Noninterest income | 246,000 | 589,000 | 920,000 | 1,464,000 |
| Noninterest expense | 1,762,000 | 3,441,000 | 5,151,000 | 7,229,000 |
| Provision for loan losses | 75,000 | 25,000 | 175,000 | -1,565,000 |
| Pretax income | 1,371,000 | 2,938,000 | 4,391,000 | 7,983,000 |
| Income tax | 355,000 | 783,000 | 1,167,000 | 2,302,000 |
| Net income | 1,016,000 | 2,155,000 | 3,224,000 | 5,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,144,000 | 19,511,000 | 20,607,000 | 18,078,000 |
| Total capital | 25,688,000 | 27,317,000 | 28,436,000 | 25,831,000 |
| Risk-weighted assets | 201,389,000 | 221,459,000 | 223,194,000 | 218,894,000 |