Call reports 2001
BANK ONE, MICHIGAN — 2001
What BANK ONE, MICHIGAN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,361,020,000 | 21,943,532,000 | 21,416,567,000 | 20,825,649,000 |
| Total loans | 16,614,036,000 | 15,997,789,000 | 15,556,369,000 | 14,475,850,000 |
| Allowance for loan losses | 422,103,000 | 422,174,000 | 421,894,000 | 416,075,000 |
| Securities available for sale | 1,020,302,000 | 805,089,000 | 565,396,000 | 643,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 114,989,000 | 119,983,000 | 164,420,000 | 127,264,000 |
| Total deposits | 16,453,063,000 | 16,190,804,000 | 16,481,014,000 | 16,574,593,000 |
| Interest-bearing deposits | 12,750,515,000 | 12,344,960,000 | 12,227,058,000 | 12,385,592,000 |
| Noninterest-bearing deposits | 3,702,548,000 | 3,845,844,000 | 4,253,956,000 | 4,189,001,000 |
| Equity capital | 1,643,619,000 | 1,683,544,000 | 1,660,766,000 | 1,605,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 370,123,000 | 708,457,000 | 995,734,000 | 1,208,608,000 |
| Interest expense | 161,019,000 | 302,604,000 | 423,235,000 | 517,198,000 |
| Net interest income | 209,104,000 | 405,853,000 | 572,499,000 | 691,410,000 |
| Noninterest income | 65,978,000 | 146,285,000 | 225,083,000 | 295,094,000 |
| Noninterest expense | 135,925,000 | 266,427,000 | 399,117,000 | 520,314,000 |
| Provision for loan losses | 101,850,000 | 149,848,000 | 211,746,000 | 298,687,000 |
| Pretax income | 36,997,000 | 138,892,000 | 191,326,000 | 178,752,000 |
| Income tax | 10,113,000 | 43,714,000 | 60,842,000 | 51,360,000 |
| Net income | 26,884,000 | 95,178,000 | 130,484,000 | 127,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,610,386,000 | 1,654,694,000 | 1,628,133,000 | 1,575,835,000 |
| Total capital | 2,432,557,000 | 2,439,837,000 | 2,340,481,000 | 2,114,988,000 |
| Risk-weighted assets | 21,866,838,000 | 21,262,695,000 | 18,820,446,000 | 17,745,206,000 |