Call reports 2026
COMMERCIAL TRUST COMPANY OF FAYETTE — 2026
What COMMERCIAL TRUST COMPANY OF FAYETTE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 162,378,000 | 163,792,000 |
| Total loans | 107,508,000 | 110,412,000 |
| Allowance for loan losses | 959,000 | 999,000 |
| Securities available for sale | 14,906,000 | 14,874,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 144,110,000 | 145,175,000 |
| Interest-bearing deposits | 119,473,000 | 120,743,000 |
| Noninterest-bearing deposits | 24,637,000 | 24,432,000 |
| Equity capital | 16,142,000 | 16,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,116,000 | 4,291,000 |
| Interest expense | 696,000 | 1,398,000 |
| Net interest income | 1,420,000 | 2,893,000 |
| Noninterest income | 549,000 | 979,000 |
| Noninterest expense | 1,356,000 | 2,700,000 |
| Provision for loan losses | -46,000 | 0 |
| Pretax income | 656,000 | 1,168,000 |
| Income tax | 0 | 0 |
| Net income | 656,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,468,000 | 16,806,000 |