Call reports 2022
COMMERCIAL TRUST COMPANY OF FAYETTE — 2022
What COMMERCIAL TRUST COMPANY OF FAYETTE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,592,000 | 183,221,000 | 181,369,000 | 177,954,000 |
| Total loans | 97,479,000 | 103,191,000 | 109,573,000 | 112,347,000 |
| Allowance for loan losses | 616,000 | 619,000 | 612,000 | 610,000 |
| Securities available for sale | 36,161,000 | 40,640,000 | 40,144,000 | 40,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,653,000 | 161,324,000 | 159,893,000 | 156,060,000 |
| Interest-bearing deposits | 138,849,000 | 138,604,000 | 134,012,000 | 130,653,000 |
| Noninterest-bearing deposits | 22,804,000 | 22,720,000 | 25,881,000 | 25,407,000 |
| Equity capital | 13,849,000 | 13,752,000 | 13,265,000 | 13,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,657,000 | 4,339,000 | 6,099,000 |
| Interest expense | 175,000 | 386,000 | 695,000 | 1,153,000 |
| Net interest income | 1,101,000 | 2,271,000 | 3,644,000 | 4,946,000 |
| Noninterest income | 258,000 | 650,000 | 985,000 | 1,288,000 |
| Noninterest expense | 907,000 | 1,771,000 | 2,683,000 | 3,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 452,000 | 1,150,000 | 1,946,000 | 2,597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 1,150,000 | 1,946,000 | 2,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,363,000 | 15,806,000 | 16,212,000 | 16,162,000 |
| Total capital | — | — | 16,824,000 | 16,772,000 |
| Risk-weighted assets | — | — | 94,827,000 | 96,839,000 |