Call reports 2021
COMMERCIAL TRUST COMPANY OF FAYETTE — 2021
What COMMERCIAL TRUST COMPANY OF FAYETTE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 166,984,000 | 169,520,000 | 176,654,000 | 171,387,000 |
| Total loans | 91,318,000 | 95,845,000 | 94,493,000 | 98,554,000 |
| Allowance for loan losses | 613,000 | 615,000 | 614,000 | 618,000 |
| Securities available for sale | 10,363,000 | 10,886,000 | 11,682,000 | 35,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,090,000 | 144,251,000 | 151,031,000 | 146,094,000 |
| Interest-bearing deposits | 121,827,000 | 123,390,000 | 129,347,000 | 123,364,000 |
| Noninterest-bearing deposits | 20,263,000 | 20,861,000 | 21,684,000 | 22,730,000 |
| Equity capital | 14,609,000 | 14,836,000 | 15,357,000 | 15,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,374,000 | 3,815,000 | 5,134,000 |
| Interest expense | 180,000 | 358,000 | 548,000 | 734,000 |
| Net interest income | 1,004,000 | 2,016,000 | 3,267,000 | 4,400,000 |
| Noninterest income | 257,000 | 636,000 | 1,011,000 | 1,478,000 |
| Noninterest expense | 904,000 | 1,822,000 | 2,672,000 | 3,555,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 342,000 | 815,000 | 1,591,000 | 2,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 815,000 | 1,591,000 | 2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,303,000 | 14,519,000 | 15,040,000 | 15,167,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL TRUST COMPANY OF FAYETTE — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.