Call reports 2026
CITIZENS BANK OF AMERICUS — 2026
What CITIZENS BANK OF AMERICUS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 506,507,000 | 511,051,000 |
| Total loans | 261,514,000 | 271,214,000 |
| Allowance for loan losses | 4,098,000 | 4,405,000 |
| Securities available for sale | 107,667,000 | 106,236,000 |
| Securities held to maturity | 480,000 | 446,000 |
| Trading assets | 0 | 0 |
| Total deposits | 450,739,000 | 453,938,000 |
| Interest-bearing deposits | 346,778,000 | 351,842,000 |
| Noninterest-bearing deposits | 103,961,000 | 102,096,000 |
| Equity capital | 47,056,000 | 48,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,360,000 | 13,036,000 |
| Interest expense | 1,889,000 | 3,778,000 |
| Net interest income | 4,471,000 | 9,258,000 |
| Noninterest income | 515,000 | 1,289,000 |
| Noninterest expense | 2,441,000 | 5,028,000 |
| Provision for loan losses | 55,000 | 352,000 |
| Pretax income | 2,470,000 | 5,147,000 |
| Income tax | 543,000 | 1,132,000 |
| Net income | 1,927,000 | 4,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,680,000 | 52,928,000 |
| Total capital | 55,353,000 | 56,681,000 |
| Risk-weighted assets | 292,963,000 | 299,203,000 |