Call reports 2022
CITIZENS BANK OF AMERICUS — 2022
What CITIZENS BANK OF AMERICUS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 432,753,000 | 429,140,000 | 421,697,000 | 439,361,000 |
| Total loans | 202,304,000 | 208,444,000 | 213,796,000 | 216,380,000 |
| Allowance for loan losses | 4,480,000 | 4,479,000 | 4,481,000 | 4,479,000 |
| Securities available for sale | 118,998,000 | 111,981,000 | 104,265,000 | 104,109,000 |
| Securities held to maturity | 989,000 | 5,686,000 | 6,254,000 | 6,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,600,000 | 393,239,000 | 387,998,000 | 403,818,000 |
| Interest-bearing deposits | 282,092,000 | 282,092,000 | 279,058,000 | 286,590,000 |
| Noninterest-bearing deposits | 106,508,000 | 111,147,000 | 108,940,000 | 117,228,000 |
| Equity capital | 30,876,000 | 28,472,000 | 26,032,000 | 28,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,411,000 | 10,315,000 | 14,672,000 |
| Interest expense | 131,000 | 371,000 | 856,000 | 1,612,000 |
| Net interest income | 2,906,000 | 6,040,000 | 9,459,000 | 13,060,000 |
| Noninterest income | 428,000 | 906,000 | 1,399,000 | 1,868,000 |
| Noninterest expense | 2,050,000 | 4,106,000 | 6,204,000 | 8,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,284,000 | 2,840,000 | 4,654,000 | 6,584,000 |
| Income tax | 295,000 | 653,000 | 1,070,000 | 1,430,000 |
| Net income | 989,000 | 2,187,000 | 3,584,000 | 5,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,465,000 | 37,090,000 | 37,913,000 | 38,814,000 |
| Total capital | 39,439,000 | 40,132,000 | 41,021,000 | 41,998,000 |
| Risk-weighted assets | 236,441,000 | 241,908,000 | 247,305,000 | 253,441,000 |