Call reports 2017
CITIZENS BANK OF AMERICUS — 2017
What CITIZENS BANK OF AMERICUS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 291,435,000 | 288,987,000 | 291,749,000 | 304,997,000 |
| Total loans | 158,369,000 | 163,615,000 | 170,518,000 | 170,117,000 |
| Allowance for loan losses | 3,381,000 | 3,341,000 | 3,412,000 | 3,395,000 |
| Securities available for sale | 34,490,000 | 32,941,000 | 31,722,000 | 34,080,000 |
| Securities held to maturity | 23,634,000 | 22,717,000 | 23,022,000 | 22,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,212,000 | 253,461,000 | 255,739,000 | 269,355,000 |
| Interest-bearing deposits | 197,605,000 | 200,784,000 | 203,400,000 | 207,144,000 |
| Noninterest-bearing deposits | 59,607,000 | 52,677,000 | 52,339,000 | 62,211,000 |
| Equity capital | 26,096,000 | 26,564,000 | 26,966,000 | 26,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,538,000 | 5,199,000 | 7,978,000 | 10,860,000 |
| Interest expense | 217,000 | 482,000 | 790,000 | 1,105,000 |
| Net interest income | 2,321,000 | 4,717,000 | 7,188,000 | 9,755,000 |
| Noninterest income | 417,000 | 833,000 | 1,257,000 | 1,660,000 |
| Noninterest expense | 1,575,000 | 3,167,000 | 4,814,000 | 6,575,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,088,000 | 2,233,000 | 3,406,000 | 4,615,000 |
| Income tax | 374,000 | 771,000 | 1,175,000 | 1,679,000 |
| Net income | 714,000 | 1,462,000 | 2,231,000 | 2,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,211,000 | 26,621,000 | 27,053,000 | 27,111,000 |
| Total capital | 28,382,000 | 28,867,000 | 29,388,000 | 29,443,000 |
| Risk-weighted assets | 172,471,000 | 178,617,000 | 185,733,000 | 185,484,000 |