Call reports 2001
LIBERTY NATIONAL BANK — 2001
What LIBERTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,400,000 | 88,005,000 | 92,984,000 | 106,952,000 |
| Total loans | 59,273,000 | 64,540,000 | 69,282,000 | 73,965,000 |
| Allowance for loan losses | 855,000 | 979,000 | 1,028,000 | 1,060,000 |
| Securities available for sale | 10,738,000 | 10,918,000 | 11,817,000 | 10,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,275,000 | 78,763,000 | 83,332,000 | 96,661,000 |
| Interest-bearing deposits | 56,544,000 | 63,349,000 | 69,053,000 | 81,977,000 |
| Noninterest-bearing deposits | 13,731,000 | 15,414,000 | 14,279,000 | 14,684,000 |
| Equity capital | 6,391,000 | 6,607,000 | 6,919,000 | 7,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,250,000 | 4,971,000 | 6,620,000 |
| Interest expense | 741,000 | 1,471,000 | 2,236,000 | 2,938,000 |
| Net interest income | 867,000 | 1,779,000 | 2,735,000 | 3,682,000 |
| Noninterest income | 162,000 | 370,000 | 587,000 | 839,000 |
| Noninterest expense | 651,000 | 1,308,000 | 2,069,000 | 3,000,000 |
| Provision for loan losses | 71,000 | 198,000 | 248,000 | 295,000 |
| Pretax income | 307,000 | 643,000 | 1,005,000 | 1,252,000 |
| Income tax | 104,000 | 196,000 | 350,000 | 433,000 |
| Net income | 203,000 | 447,000 | 655,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,373,000 | 6,566,000 | 6,774,000 | 7,388,000 |
| Total capital | 7,204,000 | 7,451,000 | 7,709,000 | 8,439,000 |
| Risk-weighted assets | 66,442,000 | 70,745,000 | 74,739,000 | 84,026,000 |