Call reports 2007
EAGLE BANK — 2007
What EAGLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 155,566,000 | 156,067,000 | 149,123,000 |
| Total loans | 111,713,000 | 113,614,000 | 112,960,000 |
| Allowance for loan losses | 1,423,000 | 1,441,000 | 1,456,000 |
| Securities available for sale | 19,336,000 | 15,826,000 | 13,912,000 |
| Securities held to maturity | 15,855,000 | 15,339,000 | 15,197,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 133,148,000 | 133,072,000 | 127,108,000 |
| Interest-bearing deposits | 123,014,000 | 122,894,000 | 117,533,000 |
| Noninterest-bearing deposits | 10,134,000 | 10,178,000 | 9,575,000 |
| Equity capital | 20,594,000 | 20,688,000 | 19,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 2,385,000 | 4,873,000 | 7,375,000 |
| Interest expense | 1,104,000 | 2,282,000 | 3,449,000 |
| Net interest income | 1,281,000 | 2,591,000 | 3,926,000 |
| Noninterest income | 305,000 | 689,000 | 1,061,000 |
| Noninterest expense | 1,018,000 | 2,088,000 | 3,156,000 |
| Provision for loan losses | 13,000 | 35,000 | 57,000 |
| Pretax income | 555,000 | 1,157,000 | 1,774,000 |
| Income tax | 146,000 | 306,000 | 473,000 |
| Net income | 409,000 | 851,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 20,672,000 | 20,764,000 | 19,582,000 |
| Total capital | 21,857,000 | 21,967,000 | 20,776,000 |
| Risk-weighted assets | 94,544,000 | 96,040,000 | 95,277,000 |