Call reports 2006
EAGLE BANK — 2006
What EAGLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 152,569,000 | 154,538,000 | 152,553,000 | 152,714,000 |
| Total loans | 105,912,000 | 107,293,000 | 110,736,000 | 110,897,000 |
| Allowance for loan losses | 1,390,000 | 1,399,000 | 1,408,000 | 1,414,000 |
| Securities available for sale | 20,501,000 | 21,943,000 | 21,647,000 | 18,792,000 |
| Securities held to maturity | 15,523,000 | 15,268,000 | 15,031,000 | 15,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,962,000 | 132,117,000 | 128,210,000 | 129,955,000 |
| Interest-bearing deposits | 119,640,000 | 121,923,000 | 119,083,000 | 120,695,000 |
| Noninterest-bearing deposits | 10,322,000 | 10,194,000 | 9,127,000 | 9,260,000 |
| Equity capital | 20,170,000 | 20,222,000 | 20,500,000 | 20,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,419,000 | 6,786,000 | 9,139,000 |
| Interest expense | 847,000 | 1,806,000 | 2,831,000 | 3,911,000 |
| Net interest income | 1,297,000 | 2,613,000 | 3,955,000 | 5,228,000 |
| Noninterest income | 273,000 | 559,000 | 855,000 | 1,138,000 |
| Noninterest expense | 1,017,000 | 2,061,000 | 3,070,000 | 4,035,000 |
| Provision for loan losses | 5,000 | 14,000 | 23,000 | 32,000 |
| Pretax income | 548,000 | 1,097,000 | 1,717,000 | 2,299,000 |
| Income tax | 139,000 | 281,000 | 448,000 | 604,000 |
| Net income | 409,000 | 816,000 | 1,269,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,412,000 | 20,504,000 | 20,647,000 | 20,763,000 |
| Total capital | 21,557,000 | 21,675,000 | 21,824,000 | 21,926,000 |
| Risk-weighted assets | 91,330,000 | 93,436,000 | 93,893,000 | 92,755,000 |