Call reports 2005
EAGLE BANK — 2005
What EAGLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 148,125,000 | 148,072,000 | 148,961,000 | 150,621,000 |
| Total loans | 105,004,000 | 103,237,000 | 104,871,000 | 105,798,000 |
| Allowance for loan losses | 1,364,000 | 1,383,000 | 1,370,000 | 1,390,000 |
| Securities available for sale | 18,498,000 | 20,131,000 | 21,549,000 | 20,009,000 |
| Securities held to maturity | 16,821,000 | 16,889,000 | 16,087,000 | 15,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,139,000 | 124,641,000 | 127,119,000 | 127,734,000 |
| Interest-bearing deposits | 115,204,000 | 114,480,000 | 116,676,000 | 118,085,000 |
| Noninterest-bearing deposits | 9,935,000 | 10,161,000 | 10,443,000 | 9,649,000 |
| Equity capital | 19,494,000 | 19,776,000 | 19,908,000 | 20,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,928,000 | 6,000,000 | 8,128,000 |
| Interest expense | 554,000 | 1,174,000 | 1,884,000 | 2,669,000 |
| Net interest income | 1,362,000 | 2,754,000 | 4,116,000 | 5,459,000 |
| Noninterest income | 271,000 | 561,000 | 885,000 | 1,195,000 |
| Noninterest expense | 987,000 | 2,018,000 | 3,086,000 | 4,094,000 |
| Provision for loan losses | 25,000 | 50,000 | 38,000 | 63,000 |
| Pretax income | 621,000 | 1,247,000 | 1,877,000 | 2,497,000 |
| Income tax | 157,000 | 317,000 | 483,000 | 644,000 |
| Net income | 464,000 | 930,000 | 1,394,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,745,000 | 19,938,000 | 20,070,000 | 20,295,000 |
| Total capital | 20,882,000 | 21,070,000 | 21,210,000 | 21,438,000 |
| Risk-weighted assets | 90,747,000 | 90,289,000 | 90,977,000 | 91,214,000 |