Call reports 2004
EAGLE BANK — 2004
What EAGLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 144,830,000 | 146,235,000 | 146,904,000 | 145,888,000 |
| Total loans | 95,326,000 | 99,988,000 | 102,474,000 | 105,270,000 |
| Allowance for loan losses | 1,323,000 | 1,331,000 | 1,334,000 | 1,338,000 |
| Securities available for sale | 25,191,000 | 22,657,000 | 20,351,000 | 18,206,000 |
| Securities held to maturity | 17,875,000 | 17,904,000 | 18,001,000 | 17,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,743,000 | 120,931,000 | 121,802,000 | 123,180,000 |
| Interest-bearing deposits | 114,279,000 | 112,266,000 | 113,155,000 | 114,212,000 |
| Noninterest-bearing deposits | 8,464,000 | 8,665,000 | 8,647,000 | 8,968,000 |
| Equity capital | 19,219,000 | 18,839,000 | 19,260,000 | 19,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,827,000 | 5,751,000 | 7,702,000 |
| Interest expense | 498,000 | 975,000 | 1,477,000 | 2,008,000 |
| Net interest income | 1,438,000 | 2,852,000 | 4,274,000 | 5,694,000 |
| Noninterest income | 283,000 | 561,000 | 852,000 | 1,119,000 |
| Noninterest expense | 988,000 | 2,002,000 | 3,039,000 | 4,022,000 |
| Provision for loan losses | 30,000 | 39,000 | 48,000 | 61,000 |
| Pretax income | 703,000 | 1,372,000 | 2,039,000 | 2,730,000 |
| Income tax | 179,000 | 352,000 | 521,000 | 699,000 |
| Net income | 524,000 | 1,020,000 | 1,518,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,068,000 | 19,024,000 | 19,305,000 | 19,555,000 |
| Total capital | 20,142,000 | 20,145,000 | 20,443,000 | 20,692,000 |
| Risk-weighted assets | 85,684,000 | 89,470,000 | 90,824,000 | 90,726,000 |