Call reports 2003
EAGLE BANK — 2003
What EAGLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 140,800,000 | 141,851,000 | 143,440,000 | 143,404,000 |
| Total loans | 92,295,000 | 94,408,000 | 95,493,000 | 94,958,000 |
| Allowance for loan losses | 1,178,000 | 1,211,000 | 1,271,000 | 1,293,000 |
| Securities available for sale | 23,089,000 | 22,081,000 | 24,877,000 | 23,637,000 |
| Securities held to maturity | 16,474,000 | 16,476,000 | 17,360,000 | 17,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,728,000 | 121,363,000 | 120,498,000 | 121,909,000 |
| Interest-bearing deposits | 113,734,000 | 113,192,000 | 112,188,000 | 113,686,000 |
| Noninterest-bearing deposits | 6,994,000 | 8,171,000 | 8,310,000 | 8,223,000 |
| Equity capital | 18,314,000 | 18,335,000 | 18,739,000 | 18,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,034,000 | 4,037,000 | 6,032,000 | 7,973,000 |
| Interest expense | 689,000 | 1,331,000 | 1,931,000 | 2,473,000 |
| Net interest income | 1,345,000 | 2,706,000 | 4,101,000 | 5,500,000 |
| Noninterest income | 293,000 | 598,000 | 919,000 | 1,221,000 |
| Noninterest expense | 958,000 | 1,930,000 | 2,909,000 | 3,857,000 |
| Provision for loan losses | 29,000 | 65,000 | 102,000 | 139,000 |
| Pretax income | 651,000 | 1,311,000 | 2,011,000 | 2,727,000 |
| Income tax | 165,000 | 334,000 | 518,000 | 703,000 |
| Net income | 486,000 | 977,000 | 1,493,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,031,000 | 18,037,000 | 18,553,000 | 18,584,000 |
| Total capital | 19,059,000 | 19,087,000 | 19,614,000 | 19,648,000 |
| Risk-weighted assets | 82,086,000 | 83,827,000 | 84,685,000 | 84,895,000 |