Call reports 2002
EAGLE BANK — 2002
What EAGLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,120,000 | 133,709,000 | 133,250,000 | 137,600,000 |
| Total loans | 82,039,000 | 84,622,000 | 87,236,000 | 90,734,000 |
| Allowance for loan losses | 1,151,000 | 1,162,000 | 1,177,000 | 1,149,000 |
| Securities available for sale | 26,759,000 | 25,599,000 | 22,732,000 | 22,188,000 |
| Securities held to maturity | 16,136,000 | 16,323,000 | 16,952,000 | 16,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,781,000 | 114,063,000 | 113,613,000 | 117,911,000 |
| Interest-bearing deposits | 108,737,000 | 107,372,000 | 106,685,000 | 110,786,000 |
| Noninterest-bearing deposits | 6,044,000 | 6,691,000 | 6,928,000 | 7,125,000 |
| Equity capital | 16,968,000 | 17,278,000 | 17,853,000 | 17,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,271,000 | 6,396,000 | 8,498,000 |
| Interest expense | 828,000 | 1,601,000 | 2,373,000 | 3,118,000 |
| Net interest income | 1,311,000 | 2,670,000 | 4,023,000 | 5,380,000 |
| Noninterest income | 284,000 | 593,000 | 913,000 | 1,243,000 |
| Noninterest expense | 917,000 | 1,876,000 | 2,867,000 | 3,854,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 73,000 |
| Pretax income | 660,000 | 1,354,000 | 2,018,000 | 2,699,000 |
| Income tax | 174,000 | 355,000 | 518,000 | 688,000 |
| Net income | 486,000 | 999,000 | 1,500,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,932,000 | 17,007,000 | 17,508,000 | 17,544,000 |
| Total capital | 17,928,000 | 18,011,000 | 18,480,000 | 18,555,000 |
| Risk-weighted assets | 79,524,000 | 80,128,000 | 77,515,000 | 80,722,000 |