Call reports 2007
PARK BANK — 2007
What PARK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 55,365,000 | 55,078,000 | 60,024,000 |
| Total loans | 25,373,000 | 23,996,000 | 27,189,000 |
| Allowance for loan losses | 322,000 | 425,000 | 392,000 |
| Securities available for sale | 15,612,000 | 13,975,000 | 14,540,000 |
| Securities held to maturity | 3,281,000 | 2,991,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 48,060,000 | 47,754,000 | 43,226,000 |
| Interest-bearing deposits | 32,791,000 | 31,819,000 | 29,287,000 |
| Noninterest-bearing deposits | 15,269,000 | 15,935,000 | 13,939,000 |
| Equity capital | 7,143,000 | 6,282,000 | 16,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 811,000 | 1,596,000 | 831,000 |
| Interest expense | 144,000 | 280,000 | 134,000 |
| Net interest income | 667,000 | 1,316,000 | 697,000 |
| Noninterest income | 99,000 | 213,000 | 117,000 |
| Noninterest expense | 588,000 | 1,217,000 | 521,000 |
| Provision for loan losses | 0 | 123,000 | 0 |
| Pretax income | 178,000 | 189,000 | 293,000 |
| Income tax | 0 | 621,000 | 107,000 |
| Net income | 178,000 | -432,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 7,337,000 | 6,456,000 | 7,942,000 |
| Total capital | 7,659,000 | 6,881,000 | 8,334,000 |
| Risk-weighted assets | 37,724,000 | 39,012,000 | 46,499,000 |