Call reports 2006
PARK BANK — 2006
What PARK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,474,000 | 59,956,000 | 54,386,000 | 54,825,000 |
| Total loans | 25,131,000 | 26,547,000 | 27,284,000 | 26,673,000 |
| Allowance for loan losses | 370,000 | 371,000 | 323,000 | 320,000 |
| Securities available for sale | 21,578,000 | 20,325,000 | 17,831,000 | 17,083,000 |
| Securities held to maturity | 4,008,000 | 3,879,000 | 3,745,000 | 3,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,639,000 | 53,110,000 | 47,169,000 | 47,833,000 |
| Interest-bearing deposits | 37,681,000 | 36,814,000 | 32,899,000 | 32,967,000 |
| Noninterest-bearing deposits | 15,958,000 | 16,296,000 | 14,270,000 | 14,866,000 |
| Equity capital | 6,713,000 | 6,706,000 | 7,037,000 | 6,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,582,000 | 2,397,000 | 3,173,000 |
| Interest expense | 103,000 | 222,000 | 363,000 | 503,000 |
| Net interest income | 645,000 | 1,360,000 | 2,034,000 | 2,670,000 |
| Noninterest income | 124,000 | 237,000 | 354,000 | 448,000 |
| Noninterest expense | 561,000 | 1,110,000 | 1,669,000 | 2,230,000 |
| Provision for loan losses | 0 | 0 | 127,000 | 130,000 |
| Pretax income | 208,000 | 487,000 | 592,000 | 758,000 |
| Income tax | 6,000 | 10,000 | 15,000 | 19,000 |
| Net income | 202,000 | 477,000 | 577,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,182,000 | 7,297,000 | 7,396,000 | 7,159,000 |
| Total capital | 7,552,000 | 7,668,000 | 7,719,000 | 7,479,000 |
| Risk-weighted assets | 37,262,000 | 38,007,000 | 34,687,000 | 35,693,000 |