Call reports 2005
PARK BANK — 2005
What PARK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,972,000 | 63,995,000 | 62,433,000 | 59,633,000 |
| Total loans | 21,987,000 | 22,724,000 | 23,338,000 | 25,269,000 |
| Allowance for loan losses | 376,000 | 374,000 | 373,000 | 371,000 |
| Securities available for sale | 32,434,000 | 30,709,000 | 27,751,000 | 25,349,000 |
| Securities held to maturity | 4,691,000 | 4,525,000 | 4,304,000 | 4,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,481,000 | 56,317,000 | 54,783,000 | 52,836,000 |
| Interest-bearing deposits | 40,851,000 | 39,056,000 | 38,182,000 | 36,004,000 |
| Noninterest-bearing deposits | 17,630,000 | 17,261,000 | 16,601,000 | 16,832,000 |
| Equity capital | 7,398,000 | 7,576,000 | 7,519,000 | 6,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,308,000 | 2,019,000 | 2,762,000 |
| Interest expense | 85,000 | 171,000 | 263,000 | 360,000 |
| Net interest income | 551,000 | 1,137,000 | 1,756,000 | 2,402,000 |
| Noninterest income | 141,000 | 278,000 | 407,000 | 537,000 |
| Noninterest expense | 569,000 | 1,118,000 | 1,665,000 | 2,219,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 297,000 | 498,000 | 720,000 |
| Income tax | 0 | 0 | 7,000 | 14,000 |
| Net income | 123,000 | 297,000 | 491,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,837,000 | 7,851,000 | 7,885,000 | 7,140,000 |
| Total capital | 8,213,000 | 8,225,000 | 8,258,000 | 7,511,000 |
| Risk-weighted assets | 32,193,000 | 32,990,000 | 33,956,000 | 32,822,000 |