Call reports 2004
PARK BANK — 2004
What PARK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 72,459,000 | 75,152,000 | 64,187,000 | 64,950,000 |
| Total loans | 17,119,000 | 15,972,000 | 17,935,000 | 19,255,000 |
| Allowance for loan losses | 399,000 | 390,000 | 382,000 | 377,000 |
| Securities available for sale | 42,373,000 | 36,732,000 | 37,322,000 | 32,545,000 |
| Securities held to maturity | 3,114,000 | 4,261,000 | 4,084,000 | 4,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,476,000 | 66,736,000 | 54,922,000 | 57,224,000 |
| Interest-bearing deposits | 46,326,000 | 49,995,000 | 38,187,000 | 39,485,000 |
| Noninterest-bearing deposits | 17,150,000 | 16,741,000 | 16,735,000 | 17,739,000 |
| Equity capital | 8,881,000 | 8,315,000 | 8,526,000 | 7,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,175,000 | 1,740,000 | 2,327,000 |
| Interest expense | 115,000 | 226,000 | 298,000 | 379,000 |
| Net interest income | 473,000 | 949,000 | 1,442,000 | 1,948,000 |
| Noninterest income | 168,000 | 341,000 | 491,000 | 626,000 |
| Noninterest expense | 586,000 | 1,143,000 | 1,682,000 | 2,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 147,000 | 251,000 | 321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 147,000 | 251,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,568,000 | 8,500,000 | 8,604,000 | 7,874,000 |
| Total capital | 8,967,000 | 8,890,000 | 8,963,000 | 8,251,000 |
| Risk-weighted assets | 33,210,000 | 38,028,000 | 27,912,000 | 31,651,000 |