Call reports 2003
PARK BANK — 2003
What PARK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 72,719,000 | 71,348,000 | 70,399,000 | 67,879,000 |
| Total loans | 17,022,000 | 15,662,000 | 16,296,000 | 17,224,000 |
| Allowance for loan losses | 417,000 | 410,000 | 414,000 | 411,000 |
| Securities available for sale | 38,219,000 | 39,700,000 | 47,403,000 | 42,816,000 |
| Securities held to maturity | 4,882,000 | 4,050,000 | 3,205,000 | 2,806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,742,000 | 61,313,000 | 59,135,000 | 57,909,000 |
| Interest-bearing deposits | 46,722,000 | 45,190,000 | 43,055,000 | 41,172,000 |
| Noninterest-bearing deposits | 16,020,000 | 16,123,000 | 16,080,000 | 16,737,000 |
| Equity capital | 9,894,000 | 9,948,000 | 9,733,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,387,000 | 2,019,000 | 2,645,000 |
| Interest expense | 161,000 | 303,000 | 427,000 | 539,000 |
| Net interest income | 553,000 | 1,084,000 | 1,592,000 | 2,106,000 |
| Noninterest income | 133,000 | 276,000 | 412,000 | 577,000 |
| Noninterest expense | 423,000 | 837,000 | 1,243,000 | 2,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 523,000 | 761,000 | 382,000 |
| Income tax | 9,000 | 20,000 | 29,000 | 34,000 |
| Net income | 254,000 | 503,000 | 732,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,099,000 | 9,188,000 | 9,257,000 | 8,513,000 |
| Total capital | 9,513,000 | 9,598,000 | 9,612,000 | 8,864,000 |
| Risk-weighted assets | 33,141,000 | 32,884,000 | 27,571,000 | 28,046,000 |