Call reports 2002
PARK BANK — 2002
What PARK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,620,000 | 73,731,000 | 65,795,000 | 68,205,000 |
| Total loans | 17,641,000 | 16,944,000 | 17,102,000 | 17,941,000 |
| Allowance for loan losses | 411,000 | 417,000 | 423,000 | 428,000 |
| Securities available for sale | 38,671,000 | 36,428,000 | 40,739,000 | 38,890,000 |
| Securities held to maturity | 1,928,000 | 1,858,000 | 2,702,000 | 5,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,116,000 | 63,742,000 | 55,597,000 | 58,139,000 |
| Interest-bearing deposits | 47,659,000 | 50,291,000 | 42,139,000 | 42,040,000 |
| Noninterest-bearing deposits | 13,457,000 | 13,451,000 | 13,458,000 | 16,099,000 |
| Equity capital | 9,384,000 | 9,844,000 | 10,045,000 | 9,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,685,000 | 2,478,000 | 3,231,000 |
| Interest expense | 201,000 | 398,000 | 578,000 | 739,000 |
| Net interest income | 673,000 | 1,287,000 | 1,900,000 | 2,492,000 |
| Noninterest income | 125,000 | 244,000 | 366,000 | 521,000 |
| Noninterest expense | 391,000 | 767,000 | 1,159,000 | 1,642,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -300,000 |
| Pretax income | 407,000 | 1,064,000 | 1,407,000 | 1,671,000 |
| Income tax | 15,000 | 42,000 | 54,000 | 64,000 |
| Net income | 392,000 | 1,022,000 | 1,353,000 | 1,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,950,000 | 9,100,000 | 9,111,000 | 9,045,000 |
| Total capital | 9,361,000 | 9,517,000 | 9,470,000 | 9,426,000 |
| Risk-weighted assets | 33,990,000 | 39,168,000 | 27,912,000 | 29,716,000 |