Call reports 2025
TENNESSEE STATE BANK — 2025
What TENNESSEE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 944,853,000 | 964,862,000 | 995,114,000 | 981,988,000 |
| Total loans | 663,612,000 | 664,854,000 | 664,213,000 | 712,206,000 |
| Allowance for loan losses | 7,175,000 | 7,268,000 | 7,314,000 | 7,374,000 |
| Securities available for sale | 184,277,000 | 182,110,000 | 177,314,000 | 169,324,000 |
| Securities held to maturity | 12,016,000 | 10,804,000 | 10,804,000 | 10,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 849,321,000 | 866,484,000 | 891,553,000 | 875,292,000 |
| Interest-bearing deposits | 658,513,000 | 670,438,000 | 699,938,000 | 677,342,000 |
| Noninterest-bearing deposits | 190,808,000 | 196,046,000 | 191,615,000 | 197,950,000 |
| Equity capital | 76,918,000 | 78,856,000 | 82,400,000 | 84,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,477,000 | 23,640,000 | 36,085,000 | 48,780,000 |
| Interest expense | 2,497,000 | 5,140,000 | 7,867,000 | 10,647,000 |
| Net interest income | 8,980,000 | 18,500,000 | 28,218,000 | 38,133,000 |
| Noninterest income | 1,911,000 | 3,925,000 | 5,909,000 | 7,920,000 |
| Noninterest expense | 8,075,000 | 16,400,000 | 24,723,000 | 33,122,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,671,000 | 5,718,000 | 8,972,000 | 12,368,000 |
| Income tax | 242,000 | 484,000 | 764,000 | 1,048,000 |
| Net income | 2,429,000 | 5,234,000 | 8,208,000 | 11,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,986,000 | 88,043,000 | 88,819,000 | 89,730,000 |
| Total capital | 95,159,000 | 96,307,000 | 97,130,000 | 98,101,000 |
| Risk-weighted assets | 686,897,000 | 680,269,000 | 676,873,000 | 723,196,000 |