Call reports 2024
TENNESSEE STATE BANK — 2024
What TENNESSEE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 995,577,000 | 976,183,000 | 964,141,000 | 932,333,000 |
| Total loans | 643,755,000 | 655,854,000 | 652,440,000 | 660,044,000 |
| Allowance for loan losses | 7,293,000 | 7,173,000 | 7,065,000 | 7,110,000 |
| Securities available for sale | 247,573,000 | 227,852,000 | 213,011,000 | 184,449,000 |
| Securities held to maturity | 14,180,000 | 12,938,000 | 12,938,000 | 12,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,824,000 | 843,266,000 | 854,931,000 | 839,969,000 |
| Interest-bearing deposits | 648,044,000 | 635,509,000 | 644,979,000 | 643,460,000 |
| Noninterest-bearing deposits | 216,780,000 | 207,757,000 | 209,952,000 | 196,509,000 |
| Equity capital | 69,294,000 | 71,785,000 | 78,050,000 | 74,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,643,000 | 23,403,000 | 35,222,000 | 46,976,000 |
| Interest expense | 2,781,000 | 5,679,000 | 8,511,000 | 11,035,000 |
| Net interest income | 8,862,000 | 17,724,000 | 26,711,000 | 35,941,000 |
| Noninterest income | 1,926,000 | 4,048,000 | 6,143,000 | 8,135,000 |
| Noninterest expense | 7,504,000 | 15,374,000 | 23,397,000 | 31,725,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 450,000 |
| Pretax income | 2,836,000 | 6,198,000 | 9,317,000 | 12,043,000 |
| Income tax | 233,000 | 566,000 | 756,000 | 983,000 |
| Net income | 2,603,000 | 5,632,000 | 8,561,000 | 11,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,011,000 | 85,939,000 | 86,768,000 | 86,657,000 |
| Total capital | 93,302,000 | 94,110,000 | 94,831,000 | 94,765,000 |
| Risk-weighted assets | 683,147,000 | 690,680,000 | 684,042,000 | 686,504,000 |