Call reports 2023
TENNESSEE STATE BANK — 2023
What TENNESSEE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,002,939,000 | 996,092,000 | 996,530,000 | 977,579,000 |
| Total loans | 573,455,000 | 579,545,000 | 594,893,000 | 635,852,000 |
| Allowance for loan losses | 7,493,000 | 7,693,000 | 7,552,000 | 7,088,000 |
| Securities available for sale | 339,729,000 | 322,513,000 | 294,889,000 | 261,715,000 |
| Securities held to maturity | 16,326,000 | 15,100,000 | 15,100,000 | 14,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 908,439,000 | 868,263,000 | 851,013,000 | 820,688,000 |
| Interest-bearing deposits | 664,398,000 | 628,037,000 | 618,321,000 | 596,494,000 |
| Noninterest-bearing deposits | 244,041,000 | 240,226,000 | 232,692,000 | 224,194,000 |
| Equity capital | 63,637,000 | 63,241,000 | 60,380,000 | 69,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,913,000 | 20,153,000 | 30,764,000 | 41,978,000 |
| Interest expense | 962,000 | 2,637,000 | 4,710,000 | 7,364,000 |
| Net interest income | 8,951,000 | 17,516,000 | 26,054,000 | 34,614,000 |
| Noninterest income | 1,920,000 | 4,071,000 | 6,072,000 | 8,108,000 |
| Noninterest expense | 7,542,000 | 12,721,000 | 20,023,000 | 27,614,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 250,000 |
| Pretax income | 2,880,000 | 8,393,000 | 11,231,000 | 13,968,000 |
| Income tax | 310,000 | 854,000 | 1,309,000 | 1,533,000 |
| Net income | 2,570,000 | 7,539,000 | 9,922,000 | 12,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,187,000 | 84,076,000 | 83,983,000 | 84,607,000 |
| Total capital | 89,186,000 | 92,132,000 | 92,071,000 | 92,694,000 |
| Risk-weighted assets | 639,416,000 | 643,867,000 | 646,543,000 | 683,613,000 |