Call reports 2022
TENNESSEE STATE BANK — 2022
What TENNESSEE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,010,255,000 | 1,039,626,000 | 1,049,336,000 | 1,035,492,000 |
| Total loans | 508,135,000 | 507,647,000 | 522,818,000 | 558,299,000 |
| Allowance for loan losses | 7,201,000 | 7,167,000 | 7,086,000 | 6,515,000 |
| Securities available for sale | 275,953,000 | 283,585,000 | 338,653,000 | 356,697,000 |
| Securities held to maturity | 16,052,000 | 14,950,000 | 14,950,000 | 16,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,005,000 | 962,191,000 | 979,183,000 | 965,734,000 |
| Interest-bearing deposits | 666,201,000 | 689,954,000 | 706,960,000 | 689,895,000 |
| Noninterest-bearing deposits | 262,804,000 | 272,237,000 | 272,223,000 | 275,839,000 |
| Equity capital | 72,267,000 | 67,356,000 | 59,254,000 | 59,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,735,000 | 16,699,000 | 25,980,000 | 36,400,000 |
| Interest expense | 230,000 | 533,000 | 860,000 | 1,356,000 |
| Net interest income | 7,505,000 | 16,166,000 | 25,120,000 | 35,044,000 |
| Noninterest income | 1,784,000 | 3,878,000 | 5,905,000 | 7,962,000 |
| Noninterest expense | 6,670,000 | 13,973,000 | 21,386,000 | 28,898,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | -350,000 |
| Pretax income | 2,427,000 | 5,796,000 | 9,330,000 | 14,255,000 |
| Income tax | 284,000 | 519,000 | 780,000 | 1,151,000 |
| Net income | 2,143,000 | 5,277,000 | 8,550,000 | 13,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,304,000 | 83,038,000 | 83,981,000 | 82,335,000 |
| Total capital | 88,179,000 | 90,030,000 | 91,125,000 | 88,910,000 |
| Risk-weighted assets | 549,628,000 | 559,128,000 | 586,967,000 | 620,160,000 |