Call reports 2021
TENNESSEE STATE BANK — 2021
What TENNESSEE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 893,799,000 | 945,402,000 | 998,508,000 | 984,158,000 |
| Total loans | 507,999,000 | 532,831,000 | 538,234,000 | 520,454,000 |
| Allowance for loan losses | 6,839,000 | 7,208,000 | 7,190,000 | 7,124,000 |
| Securities available for sale | 156,716,000 | 175,762,000 | 185,520,000 | 200,381,000 |
| Securities held to maturity | 3,668,000 | 6,511,000 | 12,872,000 | 16,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,700,000 | 854,755,000 | 905,454,000 | 894,356,000 |
| Interest-bearing deposits | 585,679,000 | 604,191,000 | 645,222,000 | 634,925,000 |
| Noninterest-bearing deposits | 219,021,000 | 250,564,000 | 260,232,000 | 259,431,000 |
| Equity capital | 80,009,000 | 81,617,000 | 83,952,000 | 80,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,276,000 | 14,665,000 | 25,429,000 | 33,388,000 |
| Interest expense | 496,000 | 965,000 | 1,262,000 | 1,506,000 |
| Net interest income | 6,780,000 | 13,700,000 | 24,167,000 | 31,882,000 |
| Noninterest income | 1,676,000 | 4,034,000 | 5,919,000 | 7,825,000 |
| Noninterest expense | 5,778,000 | 11,716,000 | 18,000,000 | 24,702,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 3,186,000 | 6,222,000 | 12,292,000 | 15,190,000 |
| Income tax | 185,000 | 332,000 | 515,000 | 794,000 |
| Net income | 3,001,000 | 5,890,000 | 11,777,000 | 14,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,443,000 | 80,005,000 | 82,441,000 | 80,861,000 |
| Total capital | 85,034,000 | 86,907,000 | 89,512,000 | 87,875,000 |
| Risk-weighted assets | 527,104,000 | 551,827,000 | 565,524,000 | 561,005,000 |