Call reports 2020
TENNESSEE STATE BANK — 2020
What TENNESSEE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 673,022,000 | 752,988,000 | 789,878,000 | 835,446,000 |
| Total loans | 461,148,000 | 489,812,000 | 485,010,000 | 495,168,000 |
| Allowance for loan losses | 4,277,000 | 6,390,000 | 6,650,000 | 6,524,000 |
| Securities available for sale | 127,604,000 | 131,989,000 | 158,147,000 | 168,255,000 |
| Securities held to maturity | 0 | 1,374,000 | 3,668,000 | 3,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,449,000 | 665,343,000 | 700,262,000 | 746,306,000 |
| Interest-bearing deposits | 467,274,000 | 486,573,000 | 511,668,000 | 551,595,000 |
| Noninterest-bearing deposits | 122,175,000 | 178,770,000 | 188,594,000 | 194,711,000 |
| Equity capital | 77,129,000 | 80,231,000 | 81,374,000 | 80,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,237,000 | 14,378,000 | 21,660,000 | 28,706,000 |
| Interest expense | 764,000 | 1,428,000 | 2,005,000 | 2,535,000 |
| Net interest income | 6,473,000 | 12,950,000 | 19,655,000 | 26,171,000 |
| Noninterest income | 1,619,000 | 3,034,000 | 4,628,000 | 6,262,000 |
| Noninterest expense | 5,634,000 | 11,006,000 | 16,682,000 | 22,519,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 3,627,000 | 5,949,000 | 8,275,000 | 10,575,000 |
| Income tax | 238,000 | 363,000 | 459,000 | 511,000 |
| Net income | 3,389,000 | 5,586,000 | 7,816,000 | 10,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,265,000 | 77,262,000 | 78,093,000 | 76,641,000 |
| Total capital | 80,582,000 | 83,460,000 | 84,288,000 | 83,057,000 |
| Risk-weighted assets | 488,924,000 | 495,613,000 | 494,972,000 | 513,134,000 |