Call reports 2019
TENNESSEE STATE BANK — 2019
What TENNESSEE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 647,382,000 | 651,827,000 | 662,936,000 | 677,820,000 |
| Total loans | 452,954,000 | 451,868,000 | 455,773,000 | 450,285,000 |
| Allowance for loan losses | 4,340,000 | 3,785,000 | 3,896,000 | 4,139,000 |
| Securities available for sale | 111,391,000 | 112,806,000 | 121,888,000 | 122,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,181,000 | 567,932,000 | 582,796,000 | 596,367,000 |
| Interest-bearing deposits | 448,769,000 | 443,569,000 | 456,384,000 | 467,623,000 |
| Noninterest-bearing deposits | 119,412,000 | 124,363,000 | 126,412,000 | 128,744,000 |
| Equity capital | 72,299,000 | 76,301,000 | 75,411,000 | 75,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,694,000 | 13,458,000 | 20,458,000 | 27,940,000 |
| Interest expense | 698,000 | 1,450,000 | 2,238,000 | 3,030,000 |
| Net interest income | 5,996,000 | 12,008,000 | 18,220,000 | 24,910,000 |
| Noninterest income | 1,331,000 | 2,883,000 | 4,719,000 | 6,251,000 |
| Noninterest expense | 5,339,000 | 10,926,000 | 16,618,000 | 21,995,000 |
| Provision for loan losses | 0 | 200,000 | 500,000 | 960,000 |
| Pretax income | 1,919,000 | 6,688,000 | 8,858,000 | 11,233,000 |
| Income tax | 474,000 | 2,709,000 | 2,874,000 | 2,996,000 |
| Net income | 1,445,000 | 3,979,000 | 5,984,000 | 8,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,235,000 | 75,177,000 | 73,631,000 | 74,026,000 |
| Total capital | 77,611,000 | 78,997,000 | 77,562,000 | 78,200,000 |
| Risk-weighted assets | 473,711,000 | 476,225,000 | 481,724,000 | 480,397,000 |