Call reports 2017
TENNESSEE STATE BANK — 2017
What TENNESSEE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 651,654,000 | 655,579,000 | 659,967,000 | 647,065,000 |
| Total loans | 437,864,000 | 447,245,000 | 449,622,000 | 453,647,000 |
| Allowance for loan losses | 5,097,000 | 4,980,000 | 4,080,000 | 4,179,000 |
| Securities available for sale | 120,190,000 | 113,041,000 | 123,319,000 | 119,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,483,000 | 582,112,000 | 585,043,000 | 571,902,000 |
| Interest-bearing deposits | 432,286,000 | 428,756,000 | 421,541,000 | 407,527,000 |
| Noninterest-bearing deposits | 149,197,000 | 153,356,000 | 163,502,000 | 164,375,000 |
| Equity capital | 64,257,000 | 66,976,000 | 68,318,000 | 68,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,848,000 | 12,890,000 | 19,256,000 | 25,714,000 |
| Interest expense | 441,000 | 906,000 | 1,369,000 | 1,819,000 |
| Net interest income | 5,407,000 | 11,984,000 | 17,887,000 | 23,895,000 |
| Noninterest income | 315,000 | 1,305,000 | 2,234,000 | 3,438,000 |
| Noninterest expense | 5,349,000 | 10,582,000 | 15,726,000 | 21,156,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 250,000 |
| Pretax income | 373,000 | 2,707,000 | 4,295,000 | 5,926,000 |
| Income tax | 25,000 | 52,000 | 79,000 | 451,000 |
| Net income | 348,000 | 2,655,000 | 4,216,000 | 5,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,216,000 | 67,423,000 | 68,897,000 | 70,259,000 |
| Total capital | 70,331,000 | 72,421,000 | 72,995,000 | 74,463,000 |
| Risk-weighted assets | 479,869,000 | 477,557,000 | 477,255,000 | 478,806,000 |