Call reports 2016
TENNESSEE STATE BANK — 2016
What TENNESSEE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 640,914,000 | 627,516,000 | 642,450,000 | 639,533,000 |
| Total loans | 413,269,000 | 421,147,000 | 420,610,000 | 418,787,000 |
| Allowance for loan losses | 7,355,000 | 6,991,000 | 5,723,000 | 5,194,000 |
| Securities available for sale | 119,398,000 | 117,928,000 | 117,240,000 | 112,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,765,000 | 532,844,000 | 545,455,000 | 569,542,000 |
| Interest-bearing deposits | 431,406,000 | 413,397,000 | 415,857,000 | 435,776,000 |
| Noninterest-bearing deposits | 114,359,000 | 119,447,000 | 129,598,000 | 133,766,000 |
| Equity capital | 62,686,000 | 63,282,000 | 64,803,000 | 63,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,697,000 | 11,658,000 | 17,580,000 | 23,412,000 |
| Interest expense | 702,000 | 1,407,000 | 2,100,000 | 2,740,000 |
| Net interest income | 4,995,000 | 10,251,000 | 15,480,000 | 20,672,000 |
| Noninterest income | 1,132,000 | 2,035,000 | 2,778,000 | 3,732,000 |
| Noninterest expense | 5,321,000 | 10,881,000 | 16,351,000 | 21,967,000 |
| Provision for loan losses | 0 | 0 | -1,200,000 | -1,200,000 |
| Pretax income | 806,000 | 1,405,000 | 3,107,000 | 3,647,000 |
| Income tax | 27,000 | 52,000 | 79,000 | -122,000 |
| Net income | 779,000 | 1,353,000 | 3,028,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,215,000 | 62,722,000 | 64,317,000 | 64,971,000 |
| Total capital | 68,039,000 | 68,561,000 | 70,075,000 | 70,185,000 |
| Risk-weighted assets | 463,382,000 | 465,266,000 | 471,199,000 | 468,038,000 |