Call reports 2015
TENNESSEE STATE BANK — 2015
What TENNESSEE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 619,729,000 | 612,596,000 | 623,384,000 | 627,897,000 |
| Total loans | 399,695,000 | 392,833,000 | 400,889,000 | 411,837,000 |
| Allowance for loan losses | 8,572,000 | 8,821,000 | 7,712,000 | 7,391,000 |
| Securities available for sale | 136,789,000 | 115,536,000 | 125,880,000 | 121,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,540,000 | 519,680,000 | 529,485,000 | 534,109,000 |
| Interest-bearing deposits | 430,338,000 | 418,464,000 | 422,152,000 | 425,640,000 |
| Noninterest-bearing deposits | 95,202,000 | 101,216,000 | 107,333,000 | 108,469,000 |
| Equity capital | 62,502,000 | 61,247,000 | 62,157,000 | 61,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,609,000 | 11,170,000 | 16,881,000 | 22,618,000 |
| Interest expense | 729,000 | 1,443,000 | 2,154,000 | 2,860,000 |
| Net interest income | 4,880,000 | 9,727,000 | 14,727,000 | 19,758,000 |
| Noninterest income | 1,169,000 | 1,058,000 | 918,000 | 1,984,000 |
| Noninterest expense | 5,300,000 | 10,705,000 | 15,971,000 | 21,705,000 |
| Provision for loan losses | 600,000 | 1,000,000 | 0 | 0 |
| Pretax income | 810,000 | 457,000 | 1,051,000 | 1,412,000 |
| Income tax | 26,000 | 53,000 | 78,000 | 104,000 |
| Net income | 784,000 | 404,000 | 973,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,512,000 | 61,132,000 | 61,702,000 | 61,437,000 |
| Total capital | 67,436,000 | 66,833,000 | 67,461,000 | 67,292,000 |
| Risk-weighted assets | 473,107,000 | 452,173,000 | 458,318,000 | 466,538,000 |