Call reports 2014
TENNESSEE STATE BANK — 2014
What TENNESSEE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 653,001,000 | 647,662,000 | 625,601,000 | 633,830,000 |
| Total loans | 391,978,000 | 381,381,000 | 372,862,000 | 383,571,000 |
| Allowance for loan losses | 9,496,000 | 7,007,000 | 6,553,000 | 8,086,000 |
| Securities available for sale | 163,134,000 | 171,676,000 | 162,820,000 | 166,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,659,000 | 549,885,000 | 529,059,000 | 534,905,000 |
| Interest-bearing deposits | 442,583,000 | 437,195,000 | 436,241,000 | 441,086,000 |
| Noninterest-bearing deposits | 112,076,000 | 112,690,000 | 92,818,000 | 93,819,000 |
| Equity capital | 66,668,000 | 65,994,000 | 64,853,000 | 61,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,631,000 | 11,369,000 | 16,960,000 | 22,695,000 |
| Interest expense | 808,000 | 1,582,000 | 2,360,000 | 3,133,000 |
| Net interest income | 4,823,000 | 9,787,000 | 14,600,000 | 19,562,000 |
| Noninterest income | 911,000 | 399,000 | 1,244,000 | -68,000 |
| Noninterest expense | 5,317,000 | 11,045,000 | 16,826,000 | 22,159,000 |
| Provision for loan losses | 300,000 | 650,000 | 2,150,000 | 3,950,000 |
| Pretax income | 117,000 | -1,509,000 | -2,729,000 | -6,212,000 |
| Income tax | 33,000 | -340,000 | -315,000 | 24,000 |
| Net income | 84,000 | -1,169,000 | -2,414,000 | -6,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,048,000 | 65,795,000 | 64,550,000 | 60,729,000 |
| Total capital | 73,124,000 | 71,702,000 | 70,380,000 | 66,639,000 |
| Risk-weighted assets | 482,653,000 | 471,434,000 | 465,170,000 | 469,817,000 |