Call reports 2013
TENNESSEE STATE BANK — 2013
What TENNESSEE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 729,708,000 | 688,777,000 | 663,849,000 | 657,532,000 |
| Total loans | 440,250,000 | 431,985,000 | 415,088,000 | 403,999,000 |
| Allowance for loan losses | 13,211,000 | 12,005,000 | 10,666,000 | 11,507,000 |
| Securities available for sale | 177,857,000 | 159,123,000 | 147,102,000 | 164,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 630,995,000 | 590,604,000 | 565,750,000 | 560,205,000 |
| Interest-bearing deposits | 529,051,000 | 489,744,000 | 459,893,000 | 457,107,000 |
| Noninterest-bearing deposits | 101,944,000 | 100,860,000 | 105,857,000 | 103,098,000 |
| Equity capital | 67,179,000 | 66,092,000 | 66,560,000 | 66,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,668,000 | 13,105,000 | 19,568,000 | 25,623,000 |
| Interest expense | 1,169,000 | 2,202,000 | 3,154,000 | 4,054,000 |
| Net interest income | 5,499,000 | 10,903,000 | 16,414,000 | 21,569,000 |
| Noninterest income | 664,000 | 935,000 | 1,641,000 | 2,718,000 |
| Noninterest expense | 5,216,000 | 10,558,000 | 15,747,000 | 20,792,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 2,800,000 |
| Pretax income | 1,131,000 | 1,177,000 | 1,903,000 | 1,190,000 |
| Income tax | 18,000 | -267,000 | -110,000 | -450,000 |
| Net income | 1,113,000 | 1,444,000 | 2,013,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,437,000 | 66,768,000 | 67,322,000 | 66,964,000 |
| Total capital | 73,164,000 | 73,309,000 | 73,571,000 | 73,120,000 |
| Risk-weighted assets | 528,931,000 | 514,613,000 | 495,492,000 | 487,137,000 |