Call reports 2012
TENNESSEE STATE BANK — 2012
What TENNESSEE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 759,732,000 | 750,342,000 | 733,413,000 | 747,317,000 |
| Total loans | 474,560,000 | 468,694,000 | 462,868,000 | 456,987,000 |
| Allowance for loan losses | 15,286,000 | 15,250,000 | 13,990,000 | 14,151,000 |
| Securities available for sale | 136,929,000 | 154,832,000 | 156,773,000 | 181,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,952,000 | 651,604,000 | 634,501,000 | 649,092,000 |
| Interest-bearing deposits | 604,348,000 | 589,863,000 | 576,113,000 | 553,375,000 |
| Noninterest-bearing deposits | 57,604,000 | 61,741,000 | 58,388,000 | 95,717,000 |
| Equity capital | 64,750,000 | 66,056,000 | 66,945,000 | 66,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,606,000 | 15,034,000 | 22,198,000 | 29,222,000 |
| Interest expense | 1,647,000 | 3,197,000 | 4,640,000 | 5,960,000 |
| Net interest income | 5,959,000 | 11,837,000 | 17,558,000 | 23,262,000 |
| Noninterest income | 2,304,000 | 3,005,000 | 3,606,000 | 3,137,000 |
| Noninterest expense | 5,395,000 | 10,534,000 | 15,764,000 | 20,787,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 900,000 |
| Pretax income | 5,388,000 | 6,828,000 | 7,920,000 | 7,532,000 |
| Income tax | 1,590,000 | 2,039,000 | 2,474,000 | 2,317,000 |
| Net income | 3,798,000 | 4,789,000 | 5,446,000 | 5,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,907,000 | 64,898,000 | 65,556,000 | 65,325,000 |
| Total capital | 70,832,000 | 71,807,000 | 72,447,000 | 72,217,000 |
| Risk-weighted assets | 543,236,000 | 541,280,000 | 539,918,000 | 540,551,000 |