Call reports 2011
TENNESSEE STATE BANK — 2011
What TENNESSEE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 761,082,000 | 740,609,000 | 740,169,000 | 720,604,000 |
| Total loans | 513,317,000 | 502,649,000 | 492,783,000 | 484,464,000 |
| Allowance for loan losses | 16,319,000 | 15,468,000 | 15,431,000 | 15,686,000 |
| Securities available for sale | 146,426,000 | 127,401,000 | 123,045,000 | 119,615,000 |
| Securities held to maturity | 10,656,000 | 17,556,000 | 21,817,000 | 23,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,119,000 | 651,090,000 | 648,907,000 | 626,659,000 |
| Interest-bearing deposits | 623,968,000 | 594,417,000 | 592,890,000 | 571,581,000 |
| Noninterest-bearing deposits | 50,151,000 | 56,673,000 | 56,017,000 | 55,078,000 |
| Equity capital | 53,348,000 | 55,807,000 | 58,542,000 | 61,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,075,000 | 16,262,000 | 24,527,000 | 32,529,000 |
| Interest expense | 2,218,000 | 4,298,000 | 6,191,000 | 7,906,000 |
| Net interest income | 5,857,000 | 11,964,000 | 18,336,000 | 24,623,000 |
| Noninterest income | 528,000 | 1,222,000 | 2,465,000 | 2,869,000 |
| Noninterest expense | 4,919,000 | 10,104,000 | 15,715,000 | 20,191,000 |
| Provision for loan losses | 5,350,000 | 5,800,000 | 6,250,000 | 6,750,000 |
| Pretax income | -3,826,000 | -2,556,000 | -1,002,000 | 716,000 |
| Income tax | 49,000 | -49,000 | -24,000 | -901,000 |
| Net income | -3,875,000 | -2,507,000 | -978,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,490,000 | 55,205,000 | 57,514,000 | 60,109,000 |
| Total capital | 60,865,000 | 62,452,000 | 64,640,000 | 67,179,000 |
| Risk-weighted assets | 581,005,000 | 570,394,000 | 559,384,000 | 554,427,000 |