Call reports 2010
TENNESSEE STATE BANK — 2010
What TENNESSEE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 778,802,000 | 796,687,000 | 800,895,000 | 763,097,000 |
| Total loans | 547,490,000 | 538,250,000 | 534,887,000 | 521,182,000 |
| Allowance for loan losses | 12,431,000 | 12,884,000 | 13,049,000 | 13,746,000 |
| Securities available for sale | 114,556,000 | 136,787,000 | 136,484,000 | 158,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,652,000 | 691,918,000 | 695,586,000 | 672,074,000 |
| Interest-bearing deposits | 628,280,000 | 638,834,000 | 644,336,000 | 622,952,000 |
| Noninterest-bearing deposits | 47,372,000 | 53,084,000 | 51,250,000 | 49,122,000 |
| Equity capital | 58,619,000 | 60,115,000 | 60,963,000 | 56,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,120,000 | 18,045,000 | 26,876,000 | 35,329,000 |
| Interest expense | 2,911,000 | 5,730,000 | 8,509,000 | 11,179,000 |
| Net interest income | 6,209,000 | 12,315,000 | 18,367,000 | 24,150,000 |
| Noninterest income | 1,115,000 | 2,373,000 | 3,567,000 | 4,543,000 |
| Noninterest expense | 5,118,000 | 10,381,000 | 15,584,000 | 20,927,000 |
| Provision for loan losses | 750,000 | 1,650,000 | 2,550,000 | 6,822,000 |
| Pretax income | 1,707,000 | 3,006,000 | 4,149,000 | 1,293,000 |
| Income tax | 183,000 | 174,000 | 282,000 | 125,000 |
| Net income | 1,524,000 | 2,832,000 | 3,867,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,048,000 | 58,906,000 | 59,941,000 | 57,242,000 |
| Total capital | 65,401,000 | 66,427,000 | 67,463,000 | 64,712,000 |
| Risk-weighted assets | 582,863,000 | 595,016,000 | 594,304,000 | 590,337,000 |