Call reports 2009
TENNESSEE STATE BANK — 2009
What TENNESSEE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 744,511,000 | 747,252,000 | 765,709,000 | 762,743,000 |
| Total loans | 563,733,000 | 569,935,000 | 561,344,000 | 553,214,000 |
| Allowance for loan losses | 9,854,000 | 10,019,000 | 9,776,000 | 12,419,000 |
| Securities available for sale | 86,056,000 | 91,028,000 | 102,886,000 | 121,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,488,000 | 640,665,000 | 659,376,000 | 658,533,000 |
| Interest-bearing deposits | 590,028,000 | 589,463,000 | 611,030,000 | 609,914,000 |
| Noninterest-bearing deposits | 49,460,000 | 51,202,000 | 48,346,000 | 48,619,000 |
| Equity capital | 55,709,000 | 59,199,000 | 61,567,000 | 58,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,359,000 | 20,729,000 | 30,913,000 | 40,366,000 |
| Interest expense | 4,081,000 | 7,981,000 | 11,548,000 | 14,792,000 |
| Net interest income | 6,278,000 | 12,748,000 | 19,365,000 | 25,574,000 |
| Noninterest income | 1,752,000 | 6,522,000 | 8,006,000 | 9,260,000 |
| Noninterest expense | 5,476,000 | 11,744,000 | 17,469,000 | 22,139,000 |
| Provision for loan losses | 1,400,000 | 2,000,000 | 3,055,000 | 8,055,000 |
| Pretax income | 1,528,000 | 5,893,000 | 7,880,000 | 5,673,000 |
| Income tax | 178,000 | 485,000 | 638,000 | 652,000 |
| Net income | 1,350,000 | 5,408,000 | 7,242,000 | 5,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,354,000 | 58,412,000 | 60,196,000 | 57,924,000 |
| Total capital | 61,900,000 | 65,960,000 | 67,714,000 | 65,398,000 |
| Risk-weighted assets | 601,384,000 | 601,386,000 | 599,190,000 | 592,172,000 |