Call reports 2008
TENNESSEE STATE BANK — 2008
What TENNESSEE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 655,749,000 | 669,531,000 | 682,886,000 | 709,375,000 |
| Total loans | 518,171,000 | 536,655,000 | 540,596,000 | 562,661,000 |
| Allowance for loan losses | 5,417,000 | 5,440,000 | 5,522,000 | 9,526,000 |
| Securities available for sale | 86,093,000 | 78,009,000 | 85,487,000 | 84,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,220,000 | 530,669,000 | 566,652,000 | 593,696,000 |
| Interest-bearing deposits | 479,177,000 | 474,815,000 | 513,189,000 | 544,056,000 |
| Noninterest-bearing deposits | 54,043,000 | 55,854,000 | 53,463,000 | 49,640,000 |
| Equity capital | 58,419,000 | 57,943,000 | 59,587,000 | 54,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,681,000 | 21,548,000 | 32,374,000 | 43,064,000 |
| Interest expense | 5,194,000 | 9,845,000 | 14,286,000 | 18,709,000 |
| Net interest income | 5,487,000 | 11,703,000 | 18,088,000 | 24,355,000 |
| Noninterest income | 2,241,000 | 4,249,000 | 6,459,000 | 8,485,000 |
| Noninterest expense | 4,958,000 | 10,083,000 | 15,469,000 | 21,058,000 |
| Provision for loan losses | 240,000 | 480,000 | 980,000 | 9,080,000 |
| Pretax income | 2,629,000 | 5,389,000 | 8,098,000 | 2,966,000 |
| Income tax | 185,000 | 378,000 | 565,000 | 244,000 |
| Net income | 2,444,000 | 5,011,000 | 7,533,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,990,000 | 58,119,000 | 59,146,000 | 53,036,000 |
| Total capital | 62,407,000 | 63,559,000 | 64,668,000 | 60,587,000 |
| Risk-weighted assets | 553,181,000 | 572,766,000 | 578,226,000 | 602,216,000 |