Call reports 2007
TENNESSEE STATE BANK — 2007
What TENNESSEE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 587,167,000 | 611,036,000 | 613,854,000 | 642,172,000 |
| Total loans | 430,808,000 | 452,440,000 | 452,761,000 | 482,480,000 |
| Allowance for loan losses | 5,027,000 | 5,103,000 | 5,216,000 | 5,218,000 |
| Securities available for sale | 111,539,000 | 110,522,000 | 112,592,000 | 105,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,086,000 | 480,561,000 | 486,482,000 | 526,651,000 |
| Interest-bearing deposits | 413,450,000 | 422,977,000 | 431,107,000 | 467,894,000 |
| Noninterest-bearing deposits | 53,636,000 | 57,584,000 | 55,375,000 | 58,757,000 |
| Equity capital | 42,452,000 | 52,718,000 | 55,024,000 | 56,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,897,000 | 20,299,000 | 30,992,000 | 41,805,000 |
| Interest expense | 4,913,000 | 10,166,000 | 15,517,000 | 20,910,000 |
| Net interest income | 4,984,000 | 10,133,000 | 15,475,000 | 20,895,000 |
| Noninterest income | 1,781,000 | 3,742,000 | 5,840,000 | 7,923,000 |
| Noninterest expense | 4,345,000 | 8,863,000 | 13,583,000 | 18,408,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,308,000 | 4,780,000 | 7,380,000 | 9,943,000 |
| Income tax | 168,000 | 334,000 | 516,000 | 697,000 |
| Net income | 2,140,000 | 4,446,000 | 6,864,000 | 9,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,104,000 | 54,190,000 | 55,167,000 | 55,637,000 |
| Total capital | 48,131,000 | 59,293,000 | 60,383,000 | 60,855,000 |
| Risk-weighted assets | 476,998,000 | 501,611,000 | 501,503,000 | 526,015,000 |