Call reports 2006
TENNESSEE STATE BANK — 2006
What TENNESSEE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 526,589,000 | 544,951,000 | 560,067,000 | 590,172,000 |
| Total loans | 357,470,000 | 375,742,000 | 392,051,000 | 413,233,000 |
| Allowance for loan losses | 4,718,000 | 4,929,000 | 4,930,000 | 5,012,000 |
| Securities available for sale | 115,201,000 | 113,933,000 | 121,338,000 | 115,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,915,000 | 461,578,000 | 464,216,000 | 475,229,000 |
| Interest-bearing deposits | 381,571,000 | 403,020,000 | 406,805,000 | 417,731,000 |
| Noninterest-bearing deposits | 54,344,000 | 58,558,000 | 57,411,000 | 57,498,000 |
| Equity capital | 38,197,000 | 38,170,000 | 40,685,000 | 41,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,752,000 | 16,057,000 | 25,234,000 | 34,934,000 |
| Interest expense | 3,105,000 | 6,613,000 | 10,808,000 | 15,485,000 |
| Net interest income | 4,647,000 | 9,444,000 | 14,426,000 | 19,449,000 |
| Noninterest income | 1,666,000 | 3,575,000 | 5,736,000 | 7,756,000 |
| Noninterest expense | 3,835,000 | 7,941,000 | 12,245,000 | 16,835,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 2,298,000 | 4,718,000 | 7,377,000 | 9,650,000 |
| Income tax | 161,000 | 330,000 | 511,000 | 672,000 |
| Net income | 2,137,000 | 4,388,000 | 6,866,000 | 8,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,087,000 | 40,937,000 | 41,903,000 | 42,116,000 |
| Total capital | 44,805,000 | 45,866,000 | 46,833,000 | 47,128,000 |
| Risk-weighted assets | 391,519,000 | 418,411,000 | 437,674,000 | 460,401,000 |