Call reports 2004
TENNESSEE STATE BANK — 2004
What TENNESSEE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 441,408,000 | 456,602,000 | 462,340,000 | 473,029,000 |
| Total loans | 310,035,000 | 317,418,000 | 320,836,000 | 323,967,000 |
| Allowance for loan losses | 4,270,000 | 4,333,000 | 4,449,000 | 4,548,000 |
| Securities available for sale | 84,196,000 | 94,090,000 | 98,447,000 | 98,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,142,000 | 359,548,000 | 376,616,000 | 381,044,000 |
| Interest-bearing deposits | 324,745,000 | 312,157,000 | 327,702,000 | 329,752,000 |
| Noninterest-bearing deposits | 40,397,000 | 47,391,000 | 48,914,000 | 51,292,000 |
| Equity capital | 35,112,000 | 34,302,000 | 36,041,000 | 36,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,561,000 | 11,237,000 | 17,063,000 | 23,137,000 |
| Interest expense | 1,531,000 | 3,057,000 | 4,682,000 | 6,445,000 |
| Net interest income | 4,030,000 | 8,180,000 | 12,381,000 | 16,692,000 |
| Noninterest income | 1,178,000 | 2,549,000 | 4,166,000 | 5,683,000 |
| Noninterest expense | 3,445,000 | 6,951,000 | 10,633,000 | 14,540,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,643,000 | 3,538,000 | 5,570,000 | 7,895,000 |
| Income tax | 148,000 | 306,000 | 474,000 | 661,000 |
| Net income | 1,495,000 | 3,232,000 | 5,096,000 | 7,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,183,000 | 34,916,000 | 35,780,000 | 36,518,000 |
| Total capital | 38,393,000 | 39,217,000 | 40,127,000 | 40,926,000 |
| Risk-weighted assets | 336,760,000 | 344,043,000 | 347,625,000 | 352,537,000 |