Call reports 2002
TENNESSEE STATE BANK — 2002
What TENNESSEE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 362,992,000 | 394,619,000 | 417,135,000 | 421,627,000 |
| Total loans | 256,750,000 | 257,340,000 | 261,161,000 | 261,198,000 |
| Allowance for loan losses | 3,387,000 | 3,484,000 | 3,591,000 | 3,896,000 |
| Securities available for sale | 73,855,000 | 93,250,000 | 115,706,000 | 122,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,124,000 | 324,448,000 | 351,321,000 | 347,436,000 |
| Interest-bearing deposits | 260,805,000 | 285,797,000 | 310,954,000 | 310,022,000 |
| Noninterest-bearing deposits | 33,319,000 | 38,651,000 | 40,367,000 | 37,414,000 |
| Equity capital | 29,334,000 | 30,596,000 | 32,446,000 | 32,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,640,000 | 11,410,000 | 17,500,000 | 23,544,000 |
| Interest expense | 2,389,000 | 4,819,000 | 7,354,000 | 9,658,000 |
| Net interest income | 3,251,000 | 6,591,000 | 10,146,000 | 13,886,000 |
| Noninterest income | 995,000 | 2,150,000 | 3,519,000 | 4,817,000 |
| Noninterest expense | 2,627,000 | 5,405,000 | 8,387,000 | 11,491,000 |
| Provision for loan losses | 90,000 | 220,000 | 340,000 | 722,000 |
| Pretax income | 1,613,000 | 3,203,000 | 5,025,000 | 6,577,000 |
| Income tax | 574,000 | 689,000 | 827,000 | 702,000 |
| Net income | 1,039,000 | 2,514,000 | 4,198,000 | 5,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,135,000 | 29,801,000 | 31,215,000 | 31,252,000 |
| Total capital | 32,522,000 | 33,285,000 | 34,806,000 | 34,980,000 |
| Risk-weighted assets | 272,922,000 | 288,646,000 | 294,939,000 | 298,071,000 |