Call reports 2001
TENNESSEE STATE BANK — 2001
What TENNESSEE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 331,574,000 | 346,490,000 | 350,330,000 | 351,687,000 |
| Total loans | 240,656,000 | 244,008,000 | 241,418,000 | 250,204,000 |
| Allowance for loan losses | 3,372,000 | 3,360,000 | 3,248,000 | 3,328,000 |
| Securities available for sale | 48,593,000 | 60,686,000 | 64,762,000 | 70,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,100,000 | 289,534,000 | 293,072,000 | 297,171,000 |
| Interest-bearing deposits | 251,684,000 | 259,410,000 | 263,435,000 | 262,553,000 |
| Noninterest-bearing deposits | 27,416,000 | 30,124,000 | 29,637,000 | 34,618,000 |
| Equity capital | 26,511,000 | 27,291,000 | 28,514,000 | 29,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,505,000 | 12,905,000 | 19,238,000 | 24,978,000 |
| Interest expense | 3,617,000 | 7,153,000 | 10,462,000 | 13,357,000 |
| Net interest income | 2,888,000 | 5,752,000 | 8,776,000 | 11,621,000 |
| Noninterest income | 819,000 | 1,825,000 | 2,974,000 | 4,629,000 |
| Noninterest expense | 2,808,000 | 5,378,000 | 8,333,000 | 10,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 110,000 |
| Pretax income | 961,000 | 2,263,000 | 3,675,000 | 5,571,000 |
| Income tax | 335,000 | 784,000 | 1,300,000 | 1,981,000 |
| Net income | 626,000 | 1,479,000 | 2,375,000 | 3,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,000,000 | 26,853,000 | 27,749,000 | 28,964,000 |
| Total capital | 29,064,000 | 30,094,000 | 30,986,000 | 32,279,000 |
| Risk-weighted assets | 244,850,000 | 259,134,000 | 258,972,000 | 265,193,000 |