Call reports 2011
FIRST TRUST BANK — 2011
What FIRST TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 452,103,000 | 467,868,000 | 464,395,000 | 442,264,000 |
| Total loans | 264,661,000 | 254,433,000 | 247,276,000 | 238,789,000 |
| Allowance for loan losses | 8,657,000 | 9,305,000 | 8,133,000 | 7,212,000 |
| Securities available for sale | 133,624,000 | 137,317,000 | 154,352,000 | 151,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,428,000 | 401,121,000 | 401,299,000 | 380,819,000 |
| Interest-bearing deposits | 384,674,000 | 392,556,000 | 388,916,000 | 372,571,000 |
| Noninterest-bearing deposits | 8,755,000 | 8,565,000 | 12,383,000 | 8,248,000 |
| Equity capital | 42,129,000 | 43,463,000 | 45,939,000 | 46,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,024,000 | 9,924,000 | 14,811,000 | 19,542,000 |
| Interest expense | 1,316,000 | 2,576,000 | 3,788,000 | 4,775,000 |
| Net interest income | 3,708,000 | 7,348,000 | 11,023,000 | 14,767,000 |
| Noninterest income | -347,000 | -572,000 | -724,000 | -706,000 |
| Noninterest expense | 2,071,000 | 4,164,000 | 6,230,000 | 8,434,000 |
| Provision for loan losses | 449,000 | 2,499,000 | 2,499,000 | 3,136,000 |
| Pretax income | 841,000 | 155,000 | 2,035,000 | 3,142,000 |
| Income tax | 221,000 | 0 | 458,000 | 742,000 |
| Net income | 620,000 | 155,000 | 1,577,000 | 2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,759,000 | 41,228,000 | 42,639,000 | 43,951,000 |
| Total capital | 45,973,000 | 45,234,000 | 46,545,000 | 47,691,000 |
| Risk-weighted assets | 332,652,000 | 315,198,000 | 308,217,000 | 295,716,000 |