Call reports 2010
FIRST TRUST BANK — 2010
What FIRST TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 461,008,000 | 458,483,000 | 454,947,000 | 445,154,000 |
| Total loans | 324,864,000 | 314,321,000 | 301,072,000 | 278,277,000 |
| Allowance for loan losses | 8,046,000 | 10,103,000 | 8,084,000 | 10,509,000 |
| Securities available for sale | 71,963,000 | 66,023,000 | 97,656,000 | 117,077,000 |
| Securities held to maturity | 26,897,000 | 28,498,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,654,000 | 373,490,000 | 374,341,000 | 371,777,000 |
| Interest-bearing deposits | 367,241,000 | 364,624,000 | 364,761,000 | 363,283,000 |
| Noninterest-bearing deposits | 7,413,000 | 8,866,000 | 9,580,000 | 8,494,000 |
| Equity capital | 46,911,000 | 45,907,000 | 46,076,000 | 41,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,679,000 | 11,103,000 | 16,389,000 | 21,443,000 |
| Interest expense | 1,361,000 | 2,673,000 | 3,994,000 | 5,319,000 |
| Net interest income | 4,318,000 | 8,430,000 | 12,395,000 | 16,124,000 |
| Noninterest income | 159,000 | 285,000 | 410,000 | 221,000 |
| Noninterest expense | 1,813,000 | 3,654,000 | 5,715,000 | 7,941,000 |
| Provision for loan losses | 1,995,000 | 6,126,000 | 10,066,000 | 16,466,000 |
| Pretax income | 669,000 | -1,065,000 | -2,301,000 | -7,387,000 |
| Income tax | 141,000 | -64,000 | -744,000 | -3,531,000 |
| Net income | 528,000 | -1,001,000 | -1,557,000 | -3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,930,000 | 44,424,000 | 43,895,000 | 41,613,000 |
| Total capital | 50,538,000 | 48,953,000 | 48,250,000 | 45,851,000 |
| Risk-weighted assets | 365,190,000 | 356,782,000 | 344,687,000 | 332,789,000 |